top

close menu

Does Putting a Baby Up for Adoption Cost Money?

Putting your baby up for adoption costs you absolutely nothing.

In fact, working with American Adoptions of Tennessee provides comprehensive financial support, covering everything from medical care to living expenses during your pregnancy—and often for months afterward. You'll receive professional services, emotional support, and financial assistance without any out-of-pocket expenses.

We understand that financial concerns often drive this question, especially when you're facing an unplanned pregnancy. This guide will walk you through exactly what's covered, what Tennessee law allows, and how American Adoptions of Tennessee can provide the support you need during this important time.

Anytime you have questions or need to speak with a professional, you can contact American Adoptions of Tennessee to get the answers and support you need.

Does Putting a Baby Up for Adoption Cost Money in Tennessee?

No, putting a baby up for adoption does not cost money in Tennessee. Licensed adoption agencies like American Adoptions of Tennessee provide all services to birth mothers completely free of charge. Not only will you pay nothing, but you may also receive significant financial assistance to help with pregnancy-related expenses.

The cost of putting a baby up for adoption for birth mothers is zero because:

  • All adoption services are funded by adoptive families, not birth mothers
  • Tennessee law protects birth mothers from any financial responsibility
  • Licensed agencies are required to provide comprehensive support at no cost
  • You may qualify for additional financial assistance during pregnancy

This means you can access professional counseling, legal representation, medical care coordination, and ongoing support throughout your pregnancy and placement process without worrying about fees or charges.

Common misconception: Some people worry about hidden costs or future financial obligations. With American Adoptions of Tennessee, there are no surprise bills, no repayment requirements, and no financial strings attached to your decision.

What Costs Are Covered When You Choose Adoption?

When you work with American Adoptions of Tennessee, comprehensive services are provided at no cost to you:

Professional Services Included:

  • 24/7 counseling and emotional support
  • Matching assistance with pre-screened adoptive families
  • Adoption planning and decision-making support
  • Case management throughout your pregnancy
  • Legal representation and court procedures
  • Hospital advocacy during delivery
  • Post-placement support and counseling

Administrative Support:

  • All paperwork and legal documentation
  • Communication coordination with adoptive families
  • Medical records management
  • Travel arrangements if needed
  • Interpreter services when necessary

The question "does it cost to put a baby up for adoption" often comes from confusion about who pays for what. In Tennessee, birth mothers never pay for adoption services—these costs are covered by the adoptive families and the agency.

Can I Get Financial Help if I'm Pregnant and Considering Adoption?

Yes, you can receive financial assistance beyond the free adoption services. Tennessee law allows licensed agencies to provide pregnancy-related financial support to help ensure your health and well-being throughout the process.

Types of Financial Assistance Available:

Living Expenses:

  • Monthly rent or mortgage assistance
  • Utility bills (electricity, water, gas, internet)
  • Groceries and household necessities
  • Transportation costs for medical appointments

Medical Support:

  • Prenatal care and doctor visits
  • Prescription medications
  • Nutritional supplements
  • Mental health counseling

Additional Support:

  • Maternity clothing allowances
  • Emergency assistance for urgent needs
  • Temporary housing referrals if needed
  • Job training or educational support

The cost to put a baby up for adoption is not only zero for you—you may actually receive financial support that improves your situation during pregnancy. This assistance is provided on a case-by-case basis depending on your specific needs and circumstances.

What Tennessee Adoption Law Says About Coverage of Birth Mom Living Expenses

Tennessee adoption law specifically allows licensed agencies to provide reasonable living expenses and pregnancy-related support to birth mothers. These regulations ensure that financial assistance serves legitimate needs while maintaining ethical boundaries.

What Tennessee Law Permits:

  • Reasonable living expenses during pregnancy
  • Medical and health-related costs
  • Legal fees and court costs
  • Counseling and support services
  • Temporary lodging if necessary
  • Transportation for medical care

Legal Protections for Birth Mothers:

  • All assistance must be approved by the court
  • No repayment is required regardless of your final decision
  • Support can continue for months after birth in some cases
  • Assistance cannot be used to influence your placement decision

Important legal note: These expenses must be documented and approved through proper legal channels. Working with a licensed Tennessee agency like American Adoptions ensures all financial assistance complies with state law and protects your rights.

The answer to "how to put my unborn baby up for adoption cost" involves understanding that Tennessee's legal framework actually provides financial protection and support, not additional expenses.

Will an Adoption Agency Pay for My Medical Bills?

Yes, medical expenses are typically covered when you work with American Adoptions of Tennessee. This includes comprehensive healthcare throughout your pregnancy and delivery.

Medical Costs Usually Covered:

  • Prenatal appointments and routine care
  • Ultrasounds and diagnostic testing
  • Prescription medications
  • Hospital delivery costs
  • Postpartum medical care
  • Emergency medical treatment

How Medical Coverage Works: The adoptive family's health insurance may cover some costs, while the agency covers others. If you have your own insurance, it will be used first, with the agency covering any gaps or additional expenses.

No out-of-pocket medical costs: You shouldn't have to pay for pregnancy-related medical care when working with our agency. If you receive medical bills, contact your specialist immediately to resolve any coverage issues.

How American Adoptions of Tennessee Supports Expectant Mothers

Our comprehensive support goes beyond just covering costs—we provide personalized care designed to help you make informed decisions and feel supported throughout your journey.

Immediate Support Available:

  • 24/7 crisis hotline with trained counselors
  • Same-day consultation scheduling
  • Emergency assistance for urgent needs
  • Confidential support without obligation

Ongoing Services:

  • Regular check-ins with your personal specialist
  • Flexible counseling sessions (individual or group)
  • Educational resources about pregnancy and adoption
  • Connection with other birth mothers who've been through the process

Post-Placement Care:

  • Continued counseling support for up to one year
  • Grief and loss support services
  • Annual updates from adoptive families (if desired)
  • Lifelong connection to our support network

What makes us different: American Adoptions of Tennessee combines decades of experience with genuine care for each birth mother's unique situation. We understand that choosing adoption often comes from difficult circumstances, and we're committed to providing comprehensive support without judgment.

Questions we commonly hear:

  • "Do you have to pay to give your baby up for adoption?" No, never.
  • "Is adoption free for birth mothers?" Yes, completely free.
  • "Will adoption agencies help me with rent or living expenses?" Yes, we can provide this assistance.

Ready to learn more? Our Tennessee specialists are available 24/7 to discuss your situation, explain your options, and provide immediate support if you're facing a crisis.

Disclaimer
Information available through these links is the sole property of the companies and organizations listed therein. American Adoptions provides this information as a courtesy and is in no way responsible for its content or accuracy.

Request Free Information

View Waiting Families
Want to speak to someone who has chosen adoption?
Meet Michelle — A Proud Birth Mom
Ask an Adoption Question
View More Waiting Familes